Whether it’s local investing in everybody eats restaurants, the microfinancing of entrepreneurs through Kiva, or citizen-funded clean energy through eco-bonds, we’ve featured plenty of ways to get passed the big banks and put your money to work.
Peer2Peer Finance Goes Mainstream
In the UK there are already a number of peer2peer lending sites, like ZOPA, that are offering rates of return far better than your traditional bank. A new venture called civilisedmoney is aiming to take this model even further, offering a fully transparent, crowd-funded alternative to every service offered by mainstream banks:
"Eventually civilisedmoney will offer all the services that you currently associate with traditional banks, and some you don't. You'll be able to choose what happens with your money, whether you participate in lending, borrowing, investing, donating, fundraising or transacting. civilisedmoney is the first to bring together a range of people-to-people financial solutions. It's the people-to-people portal. Whatever you do with your money, you'll be able to do it at fair and transparent rates. And your money will always be your money."
Peer2Peer Finance Goes Mainstream
In the UK there are already a number of peer2peer lending sites, like ZOPA, that are offering rates of return far better than your traditional bank. A new venture called civilisedmoney is aiming to take this model even further, offering a fully transparent, crowd-funded alternative to every service offered by mainstream banks:
"Eventually civilisedmoney will offer all the services that you currently associate with traditional banks, and some you don't. You'll be able to choose what happens with your money, whether you participate in lending, borrowing, investing, donating, fundraising or transacting. civilisedmoney is the first to bring together a range of people-to-people financial solutions. It's the people-to-people portal. Whatever you do with your money, you'll be able to do it at fair and transparent rates. And your money will always be your money."
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